Zero Cost Processing in Sun Lakes
Eliminate Credit Card Fees & Keep More of What You Earn
If you’re running a business in Sun Lakes, you’ve probably felt it. Every time a customer pays with a card, a small chunk disappears in processing fees.
Over time, that “small chunk” adds up to thousands.
Here’s the thing most business owners don’t realize: you don’t have to keep paying those fees.
With Zero Cost Processing, you can pass those fees to customers in a clear, compliant way and keep your full revenue.
That’s exactly what Good Payments Merchant Services helps local businesses do every day.
What Is Zero Cost Processing?
Zero Cost Processing is a pricing model where the cost of card processing is covered by the customer instead of the business.
It works through:
- Cash Discount Program
- Dual Pricing Model
When a customer pays with cash, they get a lower price. When they use a card, a small service fee is added.
Simple. Transparent. Legal when done correctly.
Most importantly, it lets you:
- Keep 100% of your sales revenue
- Stop losing money to hidden fees
- Stay competitive with clear pricing
Why Businesses in Sun Lakes Are Switching
From small shops near Sun Lakes Country Club to growing businesses around Oakwood Country Club, more owners are making the switch.
Why?
Because traditional processing is expensive and confusing.
Here’s what we hear all the time:
- “I don’t even know what I’m paying anymore.”
- “My rates keep changing.”
- “Fees are eating into my profit.”
Sound familiar?
Zero Cost Processing fixes that.
How It Actually Works (Step-by-Step)
Let’s break it down without the complicated jargon.
Pricing Is Adjusted
You display two prices:
Cash price
Card price
Customer Chooses Payment Type
Cash = lower price
Card = small service fee
Fees Are Covered
The card fee goes to the processor, not your business.
You Keep Your Revenue
No deductions. No surprises.
Built for Real Businesses in Sun Lakes
Whether you’re located near Chandler, Gilbert, or serve customers across Phoenix, this model works for:
- Restaurants
- Retail stores
- Salons & spas
- Medical offices
- Service providers
- Auto shops
- Contractors
If you accept cards, this applies to you.
Payment Solutions That Work With Zero Cost Processing
You’re not stuck with one setup. You can still run your business the way you want.
Accept Payments Anywhere
- Credit Card Processing
- Debit Card Processing
- Contactless Payments using NFC
- EMV Chip Card Processing
- Mobile Payment Solutions
Online & Remote Payments
- E-Commerce Payment Processing
- Virtual Terminal Processing
- Payment Gateways
- Recurring Billing
In-Person Tools
- POS Hardware Terminals
- Point of Sale Systems
- QR Code Payments
Everything is built to keep things simple for you and your customers.
What Most Companies Don’t Tell You
This is where a lot of providers fall short.
They might offer “low rates,” but then:
- Add hidden fees
- Lock you into long contracts
- Charge for equipment
- Make it hard to leave
Here’s what actually matters:
Transparent Pricing
You should know exactly what you’re paying.
Compliance
Zero cost programs must follow rules set by card brands and the PCI Security Standards Council.
Proper Setup
If it’s not set up right, you could face issues or complaints.
That’s why working with an experienced provider makes a difference.
Why Choose Good Payments Merchant Services?
We keep it simple and honest.
What You Get
- Zero Cost Processing Program that helps eliminate fees
- PCI DSS Compliant systems
- EMV Certified Solutions
- Support for all major card brands
- Month-to-month agreements
- No hidden fees
Real Support
- Dedicated account managers
- 24/7 customer support
- Help when you actually need it
Built on Trust
- Transparent pricing structure
- Straight answers, no runaround
- Strong reputation with local businesses
Security You Can Rely On
Handling payments isn’t just about speed. It’s about safety.
Your system includes:
- End-to-End Encryption (E2EE)
- Tokenization
- Fraud Detection Systems
Every transaction goes through:
- Secure authorization
- Fast settlement & funding
- Clean reconciliation
So you can focus on running your business, not worrying about fraud.
Local Focus. Real Results.
We understand the Sun Lakes business environment.
Whether you’re serving retirees, seasonal residents, or daily shoppers near Chandler Fashion Center, pricing matters.
Customers today expect options:
- Cash savings
- Card convenience
Zero Cost Processing gives you both.
Common Mistakes Business Owners Make
Let’s save you some headaches.
- Thinking It’s Illegal
It’s not. It just needs to follow proper guidelines.
- Choosing the Cheapest Provider
Cheap upfront often means expensive later.
- Poor Customer Communication
If customers aren’t informed, they get confused.
- Bad Equipment Setup
Outdated terminals cause problems and slow you down.
We help you avoid all of that.
How to Get Started
It’s easier than you think.
Step 1: Quick Review
We look at your current setup and fees.
Step 2: Simple Plan
We show you how Zero Cost Processing would work for your business.
Step 3: Setup & Training
We install equipment and show your team how to use it.
Step 4: Go Live
You start saving immediately.
No complicated transition. No downtime.
Ready to Stop Paying Processing Fees?
If you’re tired of watching your profits shrink every time someone swipes a card, this is your chance to fix it.
Zero Cost Processing isn’t complicated. It just needs to be done right.
And that’s where we come in.
Good Payments Merchant Services helps businesses across Sun Lakes, Chandler, and the greater Phoenix area take control of their payment costs.
Let’s talk about your business
No pressure. Just real answers.
Find out how much you could save with Zero Cost Processing today.
Is Zero Cost Processing legal in Arizona?
Yes. It’s legal when done correctly using compliant cash discount or dual pricing models and proper signage.
Will customers get upset about the fee?
Most don’t. They’re already used to it in many businesses. Clear communication makes a big difference.
Do I need new equipment?
In most cases, yes. You’ll need updated POS systems or terminals that support compliant pricing and EMV chip technology.
Can I still accept online payments?
Yes. You can use payment gateways, virtual terminals, and e-commerce solutions alongside zero cost processing.
What types of businesses benefit the most?
High-volume businesses like restaurants, retail stores, and service providers see the biggest savings.
Are there any upfront costs?
It depends on your setup. Many providers offer free equipment placement, but it’s best to review your options.
How much can I actually save?
Most businesses save thousands per year by eliminating processing fees. The exact amount depends on your volume.
Solutions For All Types Of Payments
Contact Info
Location
1776 N Scottsdale Road #8252
Scottsdale, Arizona 85252











