Zero Cost Processing in Glendale | Pay 0% Credit Card Fees
Running a business in Glendale is not cheap. Rent, payroll, inventory, and then those credit card processing fees quietly eat into your profit every single day.
Here’s the part most business owners don’t realize. You don’t actually have to keep paying those fees.
At Good Payments Merchant Services, we help local businesses switch to Zero Cost Processing, also known as a cash discount program. That means you can accept credit cards without paying processing fees out of your pocket.
If you’ve ever looked at your monthly statement and thought, “Why am I paying this much?”, you’re not alone.
What Is Zero Cost Processing?
Zero Cost Processing is a pricing model where the customer covers the small fee for using a credit card instead of the business paying it.
Here’s how it works:
- You display clear signage about the program
- Customers paying with cards pay a small service fee
- Customers paying cash pay the listed price
- You keep 100% of your sale
It’s simple. It’s legal. And it’s already being used across Glendale in places like Westgate Entertainment District and Historic Downtown Glendale.
Why Glendale Businesses Are Switching?
If you’re in a high-traffic area near State Farm Stadium or Desert Diamond Arena, small margins matter even more.
Here’s what we hear from business owners every week:
- “My processing fees keep going up.”
- “I can’t raise prices again.”
- “I feel like I’m losing money on every card sale.”
With Zero Cost Processing, you stop absorbing those fees. That alone can add thousands back into your yearly revenue.
How Zero Cost Processing Actually Works?
Let’s walk through a real scenario.
A customer buys something for $100:
- If they pay cash → they pay $100
- If they pay with a card → they might pay $103
- You receive the full $100
No confusion. No hidden math. Just clear pricing.
We set everything up so it works smoothly with your system, whether you use a POS, terminal, or online checkout.
What You Get With Our Service
When you work with Good Payments Merchant Services, you’re not just getting a pricing model. You’re getting a full payment setup that actually works for your business.
Payment Processing Solutions
- Credit and debit card processing
- Support for Visa, Mastercard, and American Express
- Fast payment authorization and settlement
POS & Equipment
- EMV chip card readers
- NFC contactless payment terminals
- Full POS hardware systems
Digital & Online Payments
- E-commerce payment gateways
- Shopify and WooCommerce integration
- Virtual terminals for remote payments
Mobile & Contactless Payments
- Apple Pay
- Google Pay
- Tap-to-pay options
Security & Protection
- PCI DSS compliance
- End-to-end encryption
- Tokenization and fraud detection systems
Business Support Tools
- Recurring billing
- Chargeback management
- Merchant account setup
Everything is built to keep things simple for you and your customers.
Is Zero Cost Processing Legal in Arizona?
Yes, it is legal when done correctly.
Arizona allows cash discount programs as long as:
- Pricing is clearly displayed
- Customers are informed before checkout
- Receipts show proper breakdowns
We handle all of this for you so you stay compliant without guessing.
Businesses That Benefit the Most
Zero Cost Processing works especially well for:
- Restaurants and cafes
- Retail stores
- Smoke shops and convenience stores
- Auto repair shops
- Salons and barbershops
- Medical and dental offices
If your customers already pay with cards often, this model can make a big difference fast.
Common Mistakes Business Owners Make
Let’s be real. This part trips people up.
Mistake 1: Thinking Customers Will Leave
Most won’t. Card fees are already expected in many places. As long as you’re clear, people understand.
Mistake 2: Poor Setup
If signage isn’t clear or receipts look confusing, customers get frustrated. That’s why setup matters.
Mistake 3: Choosing the Wrong Provider
Some companies promise “zero fees” but hide costs elsewhere. We keep pricing transparent. No surprises.
Why Choose Good Payments Merchant Services?
There are a lot of providers out there. Here’s what makes us different.
Transparent Pricing
No hidden fees. No confusing statements. You know exactly what you’re paying.
Local Experience
We understand businesses in Glendale and nearby areas like Phoenix, Peoria, and Scottsdale.
Hands-On Setup
We don’t just send you equipment and disappear. We help you set everything up properly.
Ongoing Support
Questions come up. We’re here when they do.
Secure Technology
- PCI DSS compliant systems
- End-to-end encryption
- Reliable payment gateway uptime
What Setup Looks Like
Getting started is easier than most people expect.
- We review your current processing setup
- We show you exactly how much you can save
- We install and configure your equipment
- We train you and your staff
- You start saving right away
Most businesses are up and running within a few days.
Real Example From a Local Business
A small retail shop near Glendale switched to Zero Cost Processing.
Before:
- Paying $1,200 per month in fees
After:
- Paying close to $0 in processing costs
That’s over $14,000 saved in a year.
Honestly, that kind of difference changes how you run your business.
Ready to Stop Paying Processing Fees?
If you’re tired of watching your profits shrink because of card fees, this is worth a closer look.
At Good Payments Merchant Services, we help Glendale businesses switch to a smarter way of handling payments.
Will customers get upset about the fee?
Most customers already expect small card fees. As long as it’s clearly explained, it’s rarely an issue.
Can I still accept cash without fees?
Yes. Cash customers pay the regular listed price with no extra fee.
How fast can I switch?
In many cases, within a few days. Setup is quick once we review your current system.
Do I need new equipment?
Not always. If your current POS or terminal supports it, we can often use what you already have.
Is this the same as surcharging?
Not exactly. This is a cash discount program, which is structured differently and is more widely accepted when done correctly.
What types of businesses qualify?
Most businesses that accept card payments qualify, including retail, food service, and service-based businesses.
Are there any hidden fees?
No. We keep pricing clear and upfront so you know what to expect.
Solutions For All Types Of Payments
Contact Info
Location
1776 N Scottsdale Road #8252
Scottsdale, Arizona 85252
Phone
Real Words from Real People We’ve Helped
